Whop Payouts & Withdrawal Guide
How to Change or Update Bank Account for Payouts
If you need to update the bank account where your withdrawals are sent:
Navigate to your Whop Dashboard > Payouts section.
Click on Withdraw.
Click the Trash Can Icon next to the current bank account.
Add your new bank account details.
If a payout failed, you can retry the payout by:
Going to your recently failed payout
Clicking "Retry payout" next to the failed transaction
Payout Timing & Processing Delays
When are payouts available after a sale?
Sales show up as Pending Balance immediately.
Funds are available for withdrawal in 1–4 business days.
Once withdrawn, allow 2–5 business days to arrive in your bank (sometimes 7–10).
What if a payout says "Completed" but the money isn’t in my account?
This means the payout has been processed on Whop’s end.
Allow up to 3–5 business days (excluding weekends) for your bank to process it.
If it’s been longer, you can click on the payout to see the payouts timeline. In most cases, a Trace ID will be provided.
How do I track or trace a payout?
Contact your bank’s customer service.
Share the Trace ID, payout date, amount, and payor name (Whop).
Navigating Payout Settings
Where can I access my payouts?
Go to the Finances > Payouts tab to see your balance and transaction history.
Can I change my payout country?
The payout country can’t be changed for existing organizations.
To switch countries, create a new Whop organization and sign up for Whop Payments under the new country with an associated bank account.
Manual vs. Automatic Payouts
How do I switch to manual payouts?
Go to Dashboard > Payouts
Click Withdraw
Click Disable Automatic Payouts
What is the Whop payout schedule?
Payments payouts take 1–3 working days
Your bank may take 3–5 additional business days
You can set payouts to occur daily, weekly, monthly, or even on a specific weekday
Affiliate & Referral Payouts
When are affiliate funds available?
30-day waiting period from the referred customer’s purchase
This waiting period is to protect you from potential disputes and refunds which would result in a negative account balance
How to withdraw affiliate earnings:
Click "Begin Setup" to start Stripe KYC process
Click "Withdraw to Bank"
Enter the amount and confirm withdrawal
Why was my referral income reversed?
If a referred customer gets a refund or initiates a dispute with their bank, the referral reward is also reversed.
PayPal, Credit, and Alternative Options
Withdrawals must go to a linked bank account
To receive PayPal payouts, customers must buy using PayPal (no post-purchase transfer to PayPal)
Common Payout Statuses
Requested: A withdrawal has been initiated and is awaiting approval
Awaiting Payment / In Transit: Payment is processing (takes 1–5 business days)
Completed: Funds sent by Whop, awaiting bank processing
Need help? Our team is online 24/7 via chat — just click the message icon in the bottom right corner of Whop.