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How to withdraw funds to your bank (Creators)

How to withdraw funds to your bank (Creators)

Easily transfer your earnings, set a withdrawal schedule, and track payouts — all from your Whop dashboard.

Updated over 2 weeks ago

⚠️ Before withdrawing, make sure your payout method is fully set up. Learn how to set up payouts.


Steps to Withdraw Funds

  1. Go to your Dashboard.

  2. Click on Payouts under the Finances section.

  3. Select Withdraw to Bank or Instant (if eligible).

  4. Choose your withdrawal frequency.

  5. Enter the amount you want to withdraw.

  6. Check the box to confirm the withdrawal.

  7. Click Confirm Withdrawal.

Once your withdrawal is processed, you’ll receive an email notification from Whop. Standard withdrawals usually arrive in your bank account within 3–5 business days, depending on your bank. Instant withdrawals typically arrive within 30 minutes of approval.

If your funds haven’t arrived within the expected timeframe, reach out to our support team here.


Why Can't I Withdraw All My Funds?

Not all of your earnings may be available for immediate withdrawal. This can happen for a few reasons:

  • Pending Processing: Funds are still being settled by our payment processor and haven’t yet reached your Whop balance.

  • Temporary Hold: A hold has been placed due to an elevated dispute risk score.

  • Request for Info: We need additional details to verify your business.


What Is a Dispute Risk Score?

Whop calculates a dispute risk score to help protect your account from potential chargebacks. If the score is high, some funds may be temporarily held.

We look at:

  • Dispute Rate – % of transactions that result in chargebacks.

  • Dispute Alert Rate – % of transactions flagged by our dispute protection system.

  • Resolution Center Cases – % of transactions with open disputes or claims.

You can check your score and tips to improve it from the Payouts page on your dashboard.

Keep your score low = faster, uninterrupted payouts.


What Is a “Request for Information”?

To stay compliant and keep your payouts flowing, Whop and our payment processors may ask for:

  • Verification of your business

  • Proof of fulfillment

  • Additional details when you reach certain earning thresholds

These checks are routine and help ensure the safety of the platform for both creators and buyers.

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