⚠️ Before withdrawing, make sure your payout method is fully set up. Learn how to set up payouts.
Steps to withdraw funds
Go to your Dashboard.
Click on Payouts tab on the lefthand sidebar
Click the Withdraw button or Instant withdrawal (note - you will not see an Instant withdrawal button if your bank does not accept instant transfers).
Choose your withdrawal frequency (Daily, Weekly, Monthly, or hit Manual to withdraw right now)
Set a minimum balance to retain - leave funds in your balance in case you need to refund a customer
We recommend leaving enough money to refund at least two purchases at your average offer price. You will not be able to issue a refund if there is no money in your account, and you will need to wait until more money is deposited into your account to issue a refund.
Enter the amount you want to withdraw
Review your bank account information and check the box to confirm the withdrawal
Click Confirm Withdrawal.
How long will it take for me to get my payout?
Once your withdrawal is processed, you’ll receive an email notification from Whop. Standard withdrawals usually arrive in your bank account within 3–5 business days, depending on your bank. Instant withdrawals typically arrive within 30 minutes of approval.
You can click on the Status of any payout to see exactly where it is in the payout process and the expected delivery time. You can also see the payout's Trace ID on this popup if you need to investigate any payout further with your bank.
If your funds haven’t arrived within the expected timeframe, reach out to our support team.
Why can't I withdraw all my funds?
Not all of your earnings may be available for immediate withdrawal. This can happen for a few reasons:
Pending Processing: Funds are still being settled by our payment processor and haven’t yet reached your Whop balance.
Temporary Hold: A hold has been placed due to an elevated dispute risk score.
Request for Info: We need additional details to verify your business.
What Is a Dispute Risk Score?
Whop calculates a dispute risk score to help protect your account from potential chargebacks.
If the score is high, some funds may be temporarily held to keep your payments safe and make sure you have enough money in your balance to cover chargebacks.
Your Dispute Risk Score factors in:
Dispute Rate – % of transactions that result in chargebacks.
Dispute Alert Rate – % of transactions flagged by our dispute protection system.
Resolution Center Cases – % of transactions with open disputes or claims.
You can check your Dispute Risk Score and tips to improve it from the Payouts page on your dashboard.
Keep your score low for faster, uninterrupted payouts.
What Is a “Request for Information”?
To stay compliant and keep your payouts flowing, Whop and our payment processors may ask for:
Verification of your business
Proof of fulfillment
Additional details when you reach certain earning thresholds
These checks are routine and help ensure the safety of the platform for both creators and buyers.