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Whop Fees

We want to be the cheapest, most resilient place to accept pure payments.

Updated this week

Fees



Global Payments

100+ Payment methods

Payments

An online payments platform engineered for growth.

  • Increase customer acquisition with 100+ payment methods.

  • Improve conversion with Whop’s accelerated checkout.

  • Save engineering time with prebuilt UIs.

Cards and wallets

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

2.7% + $0.30

per successful transaction for domestic cards

+ 1.5% for international cards
+ 1% if currency conversion is required

Financing

Give your customers the flexibility to split their purchases into monthly installments while you get paid upfront.

15%

per successful transaction through our financing partners

ACH

Accept ACH direct debit payments from US bank accounts.

1.5%

per successful ACH debit transaction


Global payouts

200+ countries

Payouts

Accept money and get paid out as fast as you want.

  • Get paid anywhere in the world with global payout options.

  • Flexible payout methods including crypto, Venmo, and wire transfers.

  • Same-day payouts available for immediate cash flow.

Next Day ACH

Accelerated ACH transfer to U.S. bank accounts, delivered by the next business day (faster settlement speed).

$2.50

per successful payout

Instant Bank Deposit (RTP)

Real-time bank transfer to supported accounts with funds available instantly (where supported).

4% + $1.00

per successful payout

Crypto

Cryptocurrency payout (e.g. Bitcoin, Ethereum) with global reach.

5% + $1.00

per successful payout

Venmo

Instant payout to a recipient’s Venmo wallet (available for U.S. recipients only).

5% + $1.00

per successful payout

Bank wire

Traditional bank wire transfer (will typically take 1–2 business days to process in the US).

$23.00

per successful payout

International local banks

Local bank transfer in your country and currency (timing varies by country).

Varies by country

per successful payout

Fraud and security

Protect your business against fraud and disputes.

  • 0% of transaction amount.

  • Transparent flat-rate pricing per event.

  • No hidden fees. No guessing.

3DS

Fee for authenticating cards using 3D Secure to reduce fraud.

$0.03

per transaction

Radar

ML-based fraud detection fee.

$0.07

per transaction

Dispute

Flat fee applied when a chargeback or dispute occurs.

$15.00

per dispute

Early dispute alert (RDR)

Proactive chargeback notification fee.

$29.00

per alert

Revenue optimization and automation

Tools to reduce payment failures and increase revenue.

  • Automated systems that boost revenue and reduce churn.

  • Pricing optimized to reflect real cost of global scale infra.

  • Transparent and minimal fees per event.

Orchestration

Route payments through multiple payment service providers to boost revenue by ~6%.

0.8%

per transaction (when enabled)

Billing

Automated invoice generation, retries, and lifecycle handling.

0.5%

per transaction

Tax and remittance

Handle global tax calculation, collection, and compliance.

0.5%

per transaction (when enabled)

Service fees

Transparent service fees with no hidden costs or surprises.

Whop platform fee

Applied only to purchases with automations like Discord, Telegram, and Trading View.

3%

per transaction

Service Fee

General platform and infrastructure fee to support core functionality (charged to buyers).

0%

per transaction

Interested in what other platforms charge? Pricing above is applicable to new merchants that sign up today. For enterprise customers, please book a call with our sales team here.

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